Compare & Find The Best Home Loan Rates In Singapore In 2025

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Singapore Mortgage Loan Rates from All 16 Banks

How it works

Enjoy Bigger Monthly Savings with Better Rates

1. Compare Mortgage Loan Packages

We compare mortgage interest rate singapore across all major banks to help you find the most suitable and cost-effective mortgage plan.

2. Apply for In-Principle Approval (IPA)

Get pre-approved quickly with our guidance so you know how much you can borrow before committing to a property.

Ace Mortgage Process Home Loan

3. Submit & Wait for Legal Process

We coordinate with your lawyer and bank to handle the paperwork, ensuring everything moves smoothly toward your property purchase.

4. Loan Disbursement

Upon completion, your bank disburses the loan and you're officially ready to collect your keys or refinanced your property.

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Hi Ace Mortgage, thank you so much for helping us secure our BTO loan! Your explanation on CPF usage and MSR was super clear — really helped us feel confident signing the papers!

Alvin & Shermaine

Alvin & Shermaine

First-timer Home Owners

Appreciate the fast response and honest advice. I compared 4 banks but your recommendation turned out to be the best fit for my needs. Zero fees and fuss-free!

Desmond Tay

IT Engineer

Honestly, I didn’t know where to start with refinancing, but you guys guided me through every step. Thank you for helping me save on interest!

Shermaine Goh

Shermaine Goh

Housewife

感谢 Ace Mortgage 帮助我们办理公寓贷款!你们提供的比较明细让我们很容易就做出了决定。

王丽文

Chinese National (PR)

Was worried about my income structure, but Ace Mortgage helped me use the show funds method and explained everything patiently. Highly recommend!

Leslie Chen

Leslie Chen

Business Owner

We just got our IPA approved thanks to your guidance! The whole process was way smoother than we expected. Super thankful 🙏

Darren & Jerlyn

Darren & Jerlyn

New Homeowners

Shoutout to Ace Mortgage for being so prompt and detailed. Explained lock-in periods and penalties clearly — now I finally understand what I’m signing!

Julian S.

Foreign Investor

Great experience working with your team. Transparent, responsive, and no sales pressure at all. Wouldn’t have gotten this deal directly with the bank

Mdm Tan MOE

Mdm Tan

Teacher

Zero Fees. Smarter Mortgage Decisions.

Our service is 100% free. From finding the right home loan package to coordinating with your lawyer and bank, we guide you at every step — so you can save time, avoid costly mistakes, and make fully informed financial decisions.

Smarter Home Loan Decisions