Ace Mortgage Blog | Singapore Home Loan Tips & Advice

Home Loans Explained: Glossary on Mortgage Terms

August 2, 2026

If you know nothing about mortgage jargon as a beginner, buying a home for the first time will be overwhelming. Unfamiliar terms from “LTV” to “lock-in periods” can confuse you and make you feel lost as you go through the process. But don’t worry as

Latest Articles

Refinancing

Is It Better to Refinance During MOP or After MOP for HDB Buyers?

January 13, 2026

Refinancing

Refinancing After Divorce: What Happens to the Home Loan in Singapore?

January 10, 2026

Refinancing

Should I Refinance or Reprice My Home Loan?

January 7, 2026

Editor's Pick

What Happens to a Mortgage If the Sole Owner Dies Without Insurance in Singapore?

January 4, 2026

It’s not something we like to think about, but… what actually happens to a mortgage if the sole owner passes away — and there’s no insurance? In Singapore, home loans don’t just vanish when someone dies. Whether it’s an HDB loan without HPS or a

Cash-over-valuation (COV) Explained: How HDB Valuation Can Affect Your Purchase

January 1, 2026

Buying a resale HDB flat in Singapore? Then you’ve probably heard the term HDB valuation — and maybe even COV (Cash Over Valuation). Confused? You’re not alone. Many buyers get caught off guard when the agreed price is higher than HDB’s official valuation — and

BTO Selection Day in Singapore: What Happens and How to Prepare

December 29, 2025

So… you finally got your BTO queue number — congrats! 🎉 After months (maybe years) of anticipation, you’re now just one step away from choosing your very first home. But let’s be honest: BTO Selection Day can feel a bit overwhelming if you don’t know