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Mortgage Planning

Deferred Payment Scheme vs Progressive Payment Scheme (Full Comparison 2025)

November 5, 2025

Trying to choose between the Deferred Payment Scheme (DPS) and Progressive Payment Scheme (PPS) for your new launch condo or EC? You’re not alone — this is one of the most common questions Singapore buyers ask. Both options have big impacts on your cashflow, monthly

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Cluster House Singapore: What You Need to Know

November 8, 2025

A cluster house in Singapore is a hybrid between a landed home and a condominium. You get multiple floors, private parking, and shared facilities like a pool or gym — all under a strata title. In 2025, cluster housing is gaining popularity

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Can I Add or Remove an Essential Occupier from My HDB Flat?

October 30, 2025

Adding or removing an occupier from your HDB flat may seem like a small admin task, but it can have big implications — especially if you’re applying for grants, planning for resale, or restructuring ownership. Whether you’re listing

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Can Singles Below 35 Buy an HDB Flat in Singapore? What You Can & Can’t Do

October 27, 2025

Thinking of getting your own HDB flat before turning 35? You’re not alone. Many singles in Singapore start planning early — only to realise the rules aren’t exactly straightforward. Can you buy solo before 35? Are there any

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HDB Loan Not Enough? 5 Smart Solutions for Singapore Buyers in 2025

October 18, 2025

Found your dream flat, but your HDB loan can’t cover it? Don’t worry — you’re not the only one stuck in this situation in 2025. With

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Mortgage Broker Singapore: Who They Are & Why You Should Use One

October 15, 2025

Looking for a home loan in Singapore but feeling a little overwhelmed? You’re not alone. With every bank offering different rates, terms, and “special deals,” it’s

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What Is Deferred Payment Scheme Singapore?

October 12, 2025

Thinking of buying a condo or executive condo, but not ready to commit to full loan repayments yet? That’s where the Deferred Payment Scheme (DPS) comes

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Affordable Housing in Singapore (2025 Guide): How to Own a Home Without Overstretching

October 3, 2025

Buying a home in Singapore can feel like a stretch — especially with rising flat prices and unpredictable interest rates. But “affordable housing” doesn’t have to

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Mortgage Broker vs Property Agent in Singapore: Who Do You Really Need?

September 24, 2025

So you’re ready to buy a home in Singapore — exciting! But here comes the big question: do you need a mortgage broker, a property agent…

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Total Cost of Owning a Rental Property in Singapore (2025): Hidden Fees, Taxes & ROI Impact

September 21, 2025

Thinking about renting out a property in Singapore? Before you count on that passive income, it’s crucial to understand what you’re really paying for. From stamp

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HDB Orphan Scheme in Singapore: Can Siblings Buy a Flat Together?

September 15, 2025

If you and your sibling have lost both parents, buying a home together might feel out of reach — but the HDB Orphan Scheme could change

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Bank Valuation for Mortgage in Singapore 2025: What You Need to Know Before Applying

August 29, 2025

Planning to buy a home in 2025? Whether it’s a resale HDB or a shiny new condo, there’s one crucial step you don’t want to overlook

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CPF Housing Loan Repayment Singapore: How to Use CPF to Pay Your Home Loan in 2025

August 25, 2025

Thinking of using your CPF to pay for your home loan? You’re not alone — it’s one of the most common ways Singaporeans finance their property.

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