Skip to content

+65 8850 5294 (Free Advice, No Obligations)

Search

Why Mortgage Broker?
Services
Calculators
- Mortgage Repayment Calculator
- Buyer Stamp Duty Calculator
Contact Us

Why Mortgage Broker?
Services
Calculators
- Mortgage Repayment Calculator
- Buyer Stamp Duty Calculator
Contact Us

Free Loan Assessment

Blog
Home Loan Rates
Refinancing
Mortgage Planning
HDB
Private Property
Commercial Property
Property News
Insurance
Renovation

Blog
Home Loan Rates
Refinancing
Mortgage Planning
HDB
Private Property
Commercial Property
Property News
Insurance
Renovation

HDB

Cash-over-valuation (COV) Explained: How HDB Valuation Can Affect Your Purchase

January 1, 2026

Buying a resale HDB flat in Singapore? Then you’ve probably heard the term HDB valuation — and maybe even COV (Cash Over Valuation). Confused? You’re not alone. Many buyers get caught off guard when the agreed price is higher than HDB’s official valuation — and

Is It Better to Refinance During MOP or After MOP for HDB Buyers?

January 13, 2026

Wondering if you should refinance your HDB loan now — or wait until your MOP is over? You’re definitely not the only one. With mortgage interest rates in Singapore going up and down these days, it’s tempting to lock in a better

BTO Selection Day in Singapore: What Happens and How to Prepare

December 29, 2025

So… you finally got your BTO queue number — congrats! 🎉 After months (maybe years) of anticipation, you’re now just one step away from choosing your very first home. But let’s be honest: BTO Selection Day can feel

Buying a HDB Flat Before vs After Marriage: Which is Better?

December 26, 2025

You’ve found your person — now comes the tough housing question: should you buy your flat before or after ROM? It might seem like a small detail, but this decision can seriously impact your housing grants, CPF usage,

Join our newsletter

Get insider mortgage tips, exclusive rate updates, and smart property insights — straight to your inbox.

Name

Email

Buying a Flat with Parents or Siblings: How to Protect All Parties with Insurance

December 23, 2025

Buying a flat with your parents or siblings isn’t just about splitting the cost — it’s about building a life together. Whether you’re supporting ageing parents,

HDB OTP Explained: Option to Purchase, Fees & Process in Singapore

December 14, 2025

Heard of the term “OTP” while shopping for your dream flat? Don’t worry — it’s not an SMS code. In the property world, OTP stands for

Can PRs Buy HDB Flats in Singapore? Guide for Singles, Couples & Resale Buyers

December 11, 2025

Can Singapore PRs buy an HDB flat? Yes — but only under specific conditions. If you’re a single PR, in a PR–PR couple, or married to

What HDB Housing Grants Can Newly Married Couples Stack?

December 8, 2025

You’ve just said “I do,” and now comes the next big step — buying your first home together.Maybe you’re scrolling property listings at night, wondering if

When Should You Request HDB Valuation? Mistakes to Avoid

December 2, 2025

Found the perfect resale HDB flat? Great! But before you get too excited, here’s something many buyers overlook: when to request your HDB valuation. Ask too

Do I Really Need Fire Insurance for My HDB Flat in Singapore?

November 26, 2025

If you’re living in or buying an HDB flat, you’ve probably heard about fire insurance. But do you really need it? The truth is, fire insurance

HDB Essential Occupier Guide: Roles, Rules & Must-Know Tips

November 23, 2025

Not sure what a HDB essential occupier is or why it matters when buying a flat in Singapore? You’re not alone. Many first-time buyers get confused

HDB Valuation & COV Explained: What Singapore Buyers Should Know

November 20, 2025

Buying a resale HDB flat in Singapore? Then you’ve probably heard the term HDB valuation — and maybe even COV (Cash Over Valuation). Confused? You’re not

HDB New Rules, Grants & Flat Eligibility (2026 Update)

November 14, 2025

Planning to buy a flat this year? You’ll want to catch up on the latest HDB changes first. In 2025, HDB introduced new rules, updated grant

Page1 Page2 Page3 Page4 Page5 Page6 Page7

Get Expert Mortgage Advice, Tailored to You

Let our experienced consultants guide you to the lowest rates and best home loan package — whether you’re buying, refinancing, or planning ahead.

Speak to a Mortgage Advisor

Your trusted partner in securing the best home loan rates in Singapore. We simplify the mortgage process, helping you save and make informed decisions for your dream home.

Services

DBS Home Loans
UOB Home Loans
OCBC Home Loans
Mortgage Repayment Calculator
Buyer Stamp Duty Calculator

Private Property Loan
Condo Loan
Refinance Home Loan
HDB Home Loan
Refinance HDB Loan
Commercial Property Loan

Free Loan Enquiry

+65 8850 5294
[email protected]

Mon-Fri 9.00am to 6.45pm

Our Office (By Appointment Only)
21 Bukit Batok Crescent #22-77
Singapore 658065

Contact Us

Terms of Use
Privacy Policy
Blog