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Insurance

What Happens to a Mortgage If the Sole Owner Dies Without Insurance in Singapore?

January 4, 2026

It’s not something we like to think about, but… what actually happens to a mortgage if the sole owner passes away — and there’s no insurance? In Singapore, home loans don’t just vanish when someone dies. Whether it’s an HDB loan without HPS or a

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Is It Better to Refinance During MOP or After MOP for HDB Buyers?

January 13, 2026

Wondering if you should refinance your HDB loan now — or wait until your MOP is over? You’re definitely not the only one. With mortgage interest rates in Singapore going up and down these days, it’s tempting to lock in a better

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Buying a Flat with Parents or Siblings: How to Protect All Parties with Insurance

December 23, 2025

Buying a flat with your parents or siblings isn’t just about splitting the cost — it’s about building a life together. Whether you’re supporting ageing parents, co-investing with your sibling, or securing a family home, it’s a big

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Do I Really Need Fire Insurance for My HDB Flat in Singapore?

November 26, 2025

If you’re living in or buying an HDB flat, you’ve probably heard about fire insurance. But do you really need it? The truth is, fire insurance protects your flat’s structure — like walls and floors — from costly

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Is Mortgage Insurance Necessary in Singapore?

September 22, 2025

Not sure if mortgage insurance is really needed in Singapore? You’re not alone. With so many rules around HDB loans, CPF, and bank mortgages, it gets

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Home Protection Scheme (HPS) Singapore Guide: All You Need to Know

June 14, 2025

Looking to buy an HDB flat or already repaying your home loan? You’ve probably heard about the Home Protection Scheme (HPS). But what exactly is it—and

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Mortgage Insurance in Singapore: Your Complete Guide to Understanding HPS, MRTA, and More

June 12, 2025

Thinking about buying a home in Singapore? You’ve probably come across the term “mortgage insurance.” But what is it, and why is it important in 2025?

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