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Mortgage Planning

What Is Deferred Payment Scheme Singapore?

October 12, 2025

Thinking of buying a condo or executive condo, but not ready to commit to full loan repayments yet? That’s where the Deferred Payment Scheme (DPS) comes in. It lets you lock in a property today — and delay your mortgage payments until the project is

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Berlayar Estate BTO (Greater Southern Waterfront) — Location, Prices & Launch Details [2025 Guide]

October 14, 2025

The Berlayar Estate BTO is set to be one of Singapore’s biggest highlights in 2025 — and the first public housing project in the Greater Southern Waterfront (GSW).Built on the former Keppel Club site, it promises a rare mix of city-fringe convenience,

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Affordable Housing in Singapore (2025 Guide): How to Own a Home Without Overstretching

October 3, 2025

Buying a home in Singapore can feel like a stretch — especially with rising flat prices and unpredictable interest rates. But “affordable housing” doesn’t have to mean compromising on everything. In 2025, there are still smart ways to

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Mortgage Broker vs Property Agent in Singapore: Who Do You Really Need?

September 24, 2025

So you’re ready to buy a home in Singapore — exciting! But here comes the big question: do you need a mortgage broker, a property agent… or both? They may sound similar, but they do very different things.

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Total Cost of Owning a Rental Property in Singapore (2025): Hidden Fees, Taxes & ROI Impact

September 21, 2025

Thinking about renting out a property in Singapore? Before you count on that passive income, it’s crucial to understand what you’re really paying for. From stamp

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HDB Orphan Scheme in Singapore: Can Siblings Buy a Flat Together?

September 15, 2025

If you and your sibling have lost both parents, buying a home together might feel out of reach — but the HDB Orphan Scheme could change

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Bank Valuation for Mortgage in Singapore 2025: What You Need to Know Before Applying

August 29, 2025

Planning to buy a home in 2025? Whether it’s a resale HDB or a shiny new condo, there’s one crucial step you don’t want to overlook

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CPF Housing Loan Repayment Singapore: How to Use CPF to Pay Your Home Loan in 2025

August 25, 2025

Thinking of using your CPF to pay for your home loan? You’re not alone — it’s one of the most common ways Singaporeans finance their property.

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Can Foreigners Buy Property in Singapore? Full 2025 Guide for Condos, HDB & More

August 21, 2025

Thinking of buying a home in Singapore as a foreigner or part of a mixed couple? You’re definitely not alone. With all the rules on HDB

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Decoupling Property in Singapore: Complete Step-by-Step Guide for Private Homeowners

August 13, 2025

Heard of “decoupling” but not quite sure what it means? In Singapore’s property market, decoupling is a popular strategy for private homeowners—especially couples—who want to avoid

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HDB Loan vs Bank Loan Singapore: Which is Better for You?

August 4, 2025

Buying your first home in Singapore? Choosing between an HDB loan and a bank loan can feel overwhelming with so many factors to consider—from housing loan

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CPF Housing Loan Repayment Singapore: The Ultimate Guide

August 4, 2025

Buying a home in Singapore often means using your CPF to repay your housing loan. But understanding how CPF OA works, when to adjust your payments,

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What Is BTO in Singapore? Ultimate Guide to Buying a BTO vs Resale HDB Flat

August 4, 2025

Looking to buy your first HDB flat in Singapore? The choice between a BTO or resale HDB flat can feel overwhelming, especially in Singapore’s hot property

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