Compare BTO 2025: Bukit Batok vs Queenstown vs Rochor Projects

Looking to apply for a BTO flat in 2025? This year’s launches at Bukit Batok (West BrickVille), Queenstown (Stirling Horizon), and Rochor (River Peaks) offer some of the most anticipated choices for HDB buyers. Whether you’re after affordable living in a non-mature town or aiming for a central PLH unit, each project comes with its own trade-offs.

In this guide, we’ll break down all three BTO projects by location, pricing, grants, connectivity, stack choices, and long-term value — so you can confidently decide which launch is the best fit for your needs.

Overview of West BrickVille, Stirling Horizon & River Peaks

With demand for new flats still running high, the 2024–2025 BTO exercises are offering an exciting mix: a west-side haven in Bukit Batok, a premium city-fringe launch in Queenstown, and a centrally located PLH project in Rochor.

Whether you’re focused on pricing, proximity to MRT, or long-term resale potential, these three launches cater to very different buyer profiles. Here’s a quick breakdown to help you start comparing.

What are the launch years and project details for each BTO?

These projects span three separate launches across recent years:

ProjectLaunch PeriodBTO Model
West BrickVilleOct 2024Non-PLH
Stirling HorizonFeb 2025Non-PLH
River Peaks I & IINov 2021PLH

River Peaks made headlines as Singapore’s first Prime Location Public Housing (PLH) project, bringing with it additional rules and subsidies. Stirling Horizon is Queenstown’s latest offering, following high-demand launches like Queen’s Arc.

West BrickVille offers the most affordable entry point — ideal for young couples or families just starting out.

Tip: Buyers considering a long-term commitment should study PLH restrictions carefully. For instance, if you’re thinking about renting or upgrading in under 10 years, non-PLH flats might offer more flexibility.

Where are these projects located and what makes each site unique?

Here’s what sets each site apart:

  • Bukit Batok (West BrickVille) – Nestled in a quieter part of the west, this launch is within walking distance to Bukit Gombak MRT. It’s also near green spots like Little Guilin and Bukit Batok Hillside Park — an underrated perk if you enjoy peaceful surroundings.
  • Queenstown (Stirling Horizon) – A stone’s throw from Dover MRT and minutes from One-North, this is one of Singapore’s most desirable estates. It’s a mature area with consistently strong resale demand and fewer launches — which makes this a rare opportunity.
  • Rochor (River Peaks I & II) – Located right in the city centre, just minutes from Jalan Besar and Rochor MRT. Its PLH status limits who can buy and resell, but its centrality is unmatched. URA’s master plan also suggests future rejuvenation in the area, which may boost long-term value.

My opinion is that for buyers who don’t want to compromise on location — and are okay with a long MOP — Rochor still stands out despite its 2021 launch. But for budget-conscious families, Bukit Batok is hard to beat.

How many units are offered and what flat types are available?

ProjectTotal UnitsFlat Types
West BrickVille~960 units2-room Flexi, 3-, 4-, 5-room
Stirling Horizon~700 units3-room, 4-room
River Peaks I & II~960 units3-room, 4-room + 2-room rental flats

If you’re a larger household or want more layout flexibility, West BrickVille is the only one offering 5-room flats. On the other hand, both Stirling Horizon and River Peaks cater more to smaller households or own-stay buyers.To better understand what your monthly repayment might look like based on flat size, you can try this mortgage loan calculator to plan ahead.

Bukit Batok’s West BrickVille – Laid-Back Living in the West

Of all the recent BTO launches, West BrickVille @ Bukit Batok stands out for offering the rare combination of affordability, space, and a tranquil neighbourhood. For young couples or upgraders prioritising more living room over location flash, this project deserves serious consideration. Let’s break it down.

Where is West BrickVille located and what are its transport links?

West BrickVille sits along Bukit Batok West Ave 5, a short walk from Bukit Gombak MRT (North-South Line). It’s also well-connected by bus services that link residents to Bukit Batok MRT and key town centres like Jurong East.

This launch enjoys an edge in everyday convenience:

  • MRT Access: ~10 mins walk to Bukit Gombak MRT
  • Expressways: Quick access to PIE via Bukit Batok Road
  • Bus Connectivity: Multiple feeder buses serving West Mall and Bukit Batok interchange

While not as central as Queenstown or Rochor, the commute is decent if you work in the West or CBD fringe. Plus, you’re unlikely to hear traffic roaring below your block — a quiet upside.

What flat types and indicative prices are available?

West BrickVille offers the widest range of flat types out of the three projects:

Flat TypeEstimated Price (Excl. Grants)After Grants (1st-timer couple)
2-room FlexiFrom $110,000From ~$60,000
3-roomFrom $230,000From ~$180,000
4-roomFrom $340,000From ~$270,000
5-roomFrom $460,000From ~$380,000

Estimates are based on past Bukit Batok launches and may vary slightly upon actual balloting.

If you’re unsure how much loan you qualify for or whether you’re eligible for full grants, now is a good time to speak with a mortgage broker who can help you compare HDB and bank loan options.

With resale prices climbing in Bukit Batok, opting for a 4- or 5-room unit here could give you better resale flexibility post-MOP — especially if it’s well-positioned in the stack.

What lifestyle amenities and schools are nearby?

Bukit Batok may be less flashy than central launches, but it’s not short on essentials. Residents of West BrickVille will enjoy:

Amenities & Shopping

  • West Mall – 1 MRT stop away
  • Bukit Gombak Neighbourhood Centre – for daily groceries and hawker fare
  • Le Quest Mall – quick bus ride, with NTUC, Koufu, and enrichment centres

Schools Within 1km

  • Dazhong Primary School
  • St. Anthony’s Primary
  • Lianhua Primary
  • Hillgrove Secondary

Recreation & Greenery

  • Bukit Batok Town Park (Little Guilin)
  • Bukit Gombak Sports Centre
  • Upcoming Jurong Lake District – accessible in under 15 minutes

Remember for family buyers, being within 1km of multiple primary schools is not just a convenience — it can also improve your ballot odds significantly under the Ministry of Education’s distance priority scheme.

Stirling Horizon @ Queenstown – Prime City Fringe Convenience

Queenstown has long been one of the most in-demand mature estates — and Stirling Horizon is no exception. As the newest BTO in this area, it offers a rare shot at living near MRTs, malls, and top schools, all while enjoying the prestige and convenience of a city fringe address.

If you’re eyeing lifestyle, location, and long-term value, this launch should be on your shortlist.

What is special about Stirling Horizon’s location and surroundings?

Located along Stirling Road, this BTO is just a 5-minute walk to Dover MRT (East-West Line) and close to Buona Vista, One-North, and Holland Village — a huge plus for working professionals.

Here’s what sets its location apart:

  • Direct MRT access via Dover and easy connection to Circle Line
  • Surrounded by education hubs like Singapore Polytechnic and ACS (Independent)
  • Minutes from The Star Vista and Holland Drive Market
  • Well connected to the AYE and Commonwealth Avenue West

Working near One-North? Stirling Horizon is one of the closest non-private housing options you’ll find — just one MRT stop away, without the condo price tag.

What are the key specs, unit mix and expected price range?

Stirling Horizon is expected to offer around 700 units, mostly in 3-room and 4-room configurations — a trend typical of central mature estates with tight land supply.

Flat TypeEstimated Price (Excl. Grants)After Grants (1st-timer couple)
3-roomFrom $360,000From ~$300,000
4-roomFrom $550,000From ~$470,000

Prices are estimates based on nearby launches like Ulu Pandan Vista and Queen’s Arc.

If you’re unsure whether HDB or bank financing works better for a project in this price range, use this comparison page for bank home loans to explore OCBC options or get in touch with a mortgage consultant for a breakdown of interest savings over 25 years.

Note: No 5-room flats are available — which limits options for larger families.

How does this compare to past Queenstown BTOs?

Here’s how Stirling Horizon stacks up against recent Queenstown launches:

ProjectLaunch YearModelNearby MRTEst. Price (4-room)
Stirling Horizon2025Non-PLHDover MRT~$550k
Ulu Pandan Vista2023PLHDover MRT~$580k
Queen’s Arc2021PLHQueenstown MRT~$540k

A key difference: Stirling Horizon is not under the PLH model, meaning no 10-year MOP and fewer resale restrictions. That gives future upgraders or long-term investors a bit more breathing room.

Honestly, if you’re looking to settle in Queenstown but found PLH rules too restrictive, Stirling Horizon is a rare “loophole” in a highly desirable area.

River Peaks I & II @ Rochor – Singapore’s First PLH BTO

Launched in November 2021, River Peaks I & II marked a turning point in Singapore’s housing landscape. As the first-ever BTO project under the Prime Location Public Housing (PLH) model, it introduced a new set of rules aimed at keeping central flats affordable for genuine homebuyers — not investors.

If you’re considering a central location, but you’re unsure about PLH restrictions, here’s what you need to know.

What makes River Peaks unique as a PLH launch?

River Peaks is located along Kelantan Road and Weld Road, within walking distance to Jalan Besar MRT, and a short ride to Bugis, Rochor, and Dhoby Ghaut. Its standout features include:

  • Unmatched central connectivity
  • Walking distance to heritage-rich Little India and Rochor
  • Proximity to office hubs, design schools, and food enclaves

But what truly sets it apart is its PLH status, which came with enhanced subsidies — but also stricter rules.

Expert tip: River Peaks may appeal most to long-term own-stay buyers who don’t mind trading flexibility for location. If you’re planning to upgrade or rent out your flat soon after MOP, PLH rules can be limiting.

What restrictions and eligibility rules apply?

Under the PLH model, buyers face several additional criteria compared to regular BTO flats:

Rule/RequirementPLH (River Peaks)Standard BTO
Minimum Occupation Period10 years5 years
Rental of Whole FlatNot allowedAllowed after 5 years
Resale Buyer EligibilitySame as BTO (citizens, income ceilings, etc.)No restrictions
Subsidy Recovery Upon SaleYesNo

To get a flat here, buyers must also meet the usual BTO income ceilings, citizenship, and family nucleus requirements. You can review the full PLH eligibility criteria here on HDB’s site.

While the PLH model protects affordability, it’s not for everyone. If you’re young and unsure about your 10-year horizon, a non-PLH launch may give you more options.

What were the application and take-up rates like?

When River Peaks was launched, the buzz was real — and the numbers showed it.

  • Overall application rate (4-room flats): 8.2 applicants per unit
  • 3-room flats: ~4.6 applicants per unit
  • Median household income of applicants: Estimated $6,500–$7,000

The demand remained high despite restrictions, largely due to its rare central location and strong upside potential. As a first mover under PLH, River Peaks set the tone for all subsequent launches under this model.

If you’re comparing financing options for a PLH flat, it’s even more important to understand how your loan flexibility might be affected. This HDB vs bank loan guide can help you weigh the pros and cons of fixed vs floating rates, especially given the resale limitations.

Price, Grant & Completion Timeline Comparison

When choosing between BTO projects, price and waiting time are often the deal-breakers. Here’s a side-by-side look at how Bukit Batok’s West BrickVille, Queenstown’s Stirling Horizon, and Rochor’s River Peaks compare in terms of cost, grants, and how soon you’ll get your keys.

What are the estimated prices for each project and flat type?

Here’s an overview of estimated launch prices (excluding grants) based on previous BTO pricing trends and location premiums:

Project3-Room (From)4-Room (From)5-Room (From)
West BrickVille$230,000$340,000$460,000
Stirling Horizon$360,000$550,000
River Peaks I & II$370,000$520,000

Note: Only West BrickVille offers 5-room flats — ideal for larger families. Remember don’t just compare headline prices — also look at potential appreciation and loan flexibility.

For example, you can use this mortgage repayment calculator to estimate monthly costs and see how a higher-priced flat might still be manageable with the right loan.

What CPF grants can buyers tap into based on profile?

Depending on your income and eligibility, here are the key CPF grants available:

First-Timer Families

  • Enhanced CPF Housing Grant (EHG): Up to $80,000
  • Additional CPF Housing Grant (AHG): Not applicable for new flats
  • Proximity Housing Grant: Up to $30,000 (if buying near parents/children)

Singles (35+ years old)

  • EHG (Singles): Up to $40,000
  • Proximity Grant (Singles): Up to $15,000

Want to see what you qualify for? Use this CPF housing grant guide to plan based on your household income, or speak to a mortgage broker for a free eligibility assessment.

When are the expected completion dates and wait times?

Waiting times vary based on site readiness and contractor timelines. Here’s what to expect:

ProjectEstimated CompletionWaiting Time
West BrickVilleQ1 2029~4.5 years
Stirling HorizonQ4 2028~3.5 years
River Peaks I & IICompleted (2025–26)N/A (past launch)

If you’re in no rush and want more space for less, West BrickVille’s wait is reasonable. But if you want a city fringe address sooner, Stirling Horizon strikes a nice balance between location and completion speed.

Town-by-Town Breakdown – Connectivity, Schools & Lifestyle

While price is important, where you live also shapes your daily quality of life. Here’s how West BrickVille, Stirling Horizon, and River Peaks compare when it comes to transport options, nearby schools, and everyday convenience.

Which BTOs have the best MRT and bus connectivity?

If getting around is a top priority, here’s how each site stacks up:

  • West BrickVille (Bukit Batok)
    • MRT: ~10 mins to Bukit Gombak MRT (North-South Line)
    • Bus: Well-served by feeder buses to Bukit Batok MRT and West Mall
    • Driving: Quick access to PIE via Bukit Batok Road
  • Stirling Horizon (Queenstown)
    • MRT: ~5 mins to Dover MRT (East-West Line)
    • Near Buona Vista interchange (EWL + Circle Line)
    • Central expressway access via AYE
  • River Peaks (Rochor)
    • MRT: <5 mins to Jalan Besar MRT (Downtown Line)
    • Walking distance to Rochor MRT and Little India MRT
    • Close to city roads, but driving may mean dealing with ERP zones

For full transport info on future lines and network improvements, check LTA’s MRT system map.

If I’m being real, Rochor’s the best when it comes to getting around — it’s got MRT access everywhere. But it can feel pretty full-on. If you’d rather come home to something quieter and a bit more laid-back, Bukit Batok’s going to feel way more comfortable.

What schools fall within 1km of each project?

School proximity isn’t just about convenience — it can also give you priority in P1 balloting.

  • West BrickVille
    • Dazhong Primary
    • Lianhua Primary
    • St. Anthony’s Primary
    • Hillgrove Secondary
  • Stirling Horizon
    • Fairfield Methodist Primary & Secondary
    • New Town Secondary
    • Anglo-Chinese Junior College
    • Singapore Polytechnic (nearby)
  • River Peaks
    • Farrer Park Primary
    • Stamford Primary
    • School of the Arts (SOTA)
    • LASALLE College of the Arts

If school priority is a key factor in your application, be sure to check the MOE P1 distance tool for your eligibility zone.

For family-focused buyers, Bukit Batok offers the most schools within 1km — a big bonus if you’re planning to settle long-term.

What daily conveniences and shopping options are nearby?

Let’s break it down by estate:

  • Bukit Batok (West BrickVille)
    • West Mall (cinema, NTUC, eateries)
    • Bukit Gombak Neighbourhood Centre
    • Le Quest Mall
    • Proximity to Bukit Batok Nature Park
  • Queenstown (Stirling Horizon)
    • The Star Vista
    • Holland Drive Market & Food Centre
    • Ghim Moh Market
    • Fusionopolis and Biopolis amenities
  • Rochor (River Peaks)
    • Tekka Market and Food Centre
    • Mustafa Centre
    • Sim Lim Square
    • Bugis Junction (1 MRT stop away)

For daily life, Queenstown offers a balance of suburban peace and nearby malls, while Rochor is perfect for foodies and city explorers. Bukit Batok offers the best access to greenery and laid-back neighbourhood centres.

Planning to buy in a mature area? Be prepared for higher prices. Use this stamp duty calculator to factor in upfront costs beyond just the flat price.

Unit Selection, Orientation & Stack Analysis

Picking the right flat isn’t just about location or price — it also comes down to unit positioning, sun exposure, noise levels, and layout design. Here’s how you can make a smarter choice at West BrickVille, Stirling Horizon, and River Peaks.

Which stacks get the best sun direction and ventilation?

In sunny Singapore, orientation really matters — it affects how hot your home feels and how much you’ll rely on air-con.

Ideal OrientationBenefits
North-SouthLess direct sun, better ventilation
East-facingMorning sun, cooler in afternoons
West-facingHotter in afternoons, may trap heat

Project-specific notes:

  • West BrickVille has multiple blocks with north-south facing stacks, great for airflow.
  • Stirling Horizon faces both east and west; some west-facing stacks may get strong afternoon sun.
  • River Peaks is compact — ventilation varies block to block; high floors can help mitigate heat.

To be fair, I used to think orientation didn’t matter — until I moved into a west-facing unit. Let’s just say blackout curtains and a fan became essentials real fast.

Which stacks have more privacy or less noise?

Privacy and peace are big quality-of-life boosters — especially if you’re working from home.

Look out for stacks that:

  • Don’t face car parks or loading bays
  • Avoid direct views into other units
  • Are away from rubbish chutes and lift lobbies
  • Face greenery or open spaces, if available

Quick snapshot:

  • Bukit Batok (West BrickVille) offers more unblocked views due to surrounding low-rise areas.
  • Queenstown (Stirling Horizon) is tighter in layout — expect more stack-to-stack facing.
  • Rochor (River Peaks) is in a dense area — units facing internal courtyards may be quieter than street-facing ones.

Pro tip: Corner units usually cost more but come with better privacy. If you’re applying with a bit of budget flexibility, it’s worth keeping an eye out for them during flat selection.

What layout tips or trade-offs should buyers consider?

When choosing a unit layout, think beyond square footage:

Things to look for:

  • Regular-shaped rooms (easier to furnish)
  • Service yards with window access (better ventilation)
  • Good separation between bedrooms and living areas

Potential trade-offs:

  • Compact kitchens in 3-room flats (especially in River Peaks)
  • Smaller bedroom sizes in city launches due to land constraints
  • No balconies in many new flats — means less outdoor drying space

If you’re unsure which layout works best for your family size and lifestyle, it may help to compare room dimensions in floor plans before balloting. Some buyers also factor in furniture fit and the possibility of hacking walls in future.

From where I stand, a functional layout beats a bigger floor size any day — especially if you value storage and space to move.

PLH vs Non-PLH – Which Is Right for You?

The Prime Location Public Housing (PLH) model has changed the way buyers look at BTO launches in central areas. Introduced in 2021 with River Peaks @ Rochor, PLH flats offer central convenience — but with stricter rules. Here’s how they differ from regular BTOs, and what kind of buyer they suit best.

What are the key rules of the PLH model at River Peaks?

If you’re considering a PLH flat, it’s important to understand what you’re signing up for:

FeaturePLH Flat (e.g. River Peaks)Standard BTO
MOP10 years5 years
Resale EligibilityMust meet BTO buyer criteriaOpen to all buyers
Whole Unit RentalNot allowedAllowed after 5 years
Subsidy RecoveryYesNo

For full details on PLH guidelines, visit the HDB’s official PLH explainer.

In my opinion, PLH is great if you’re 100% sure you’ll live there long-term. But if you’re the type who might want to rent or upgrade before 10 years, the flexibility just isn’t there.

How does resale and rental differ for PLH vs regular BTO?

One of the biggest trade-offs with PLH is reduced flexibility after MOP.

Resale Market

  • PLH resale buyers must meet BTO eligibility (citizenship, income ceiling, family nucleus)
  • This limits your buyer pool — especially compared to standard BTOs that open to the general market
  • May impact capital gains post-MOP

Rental Rules

  • No renting out the entire flat — even after MOP
  • Only room rental is allowed (with HDB approval)
  • Standard BTOs allow full flat rental after 5 years

Need help deciding if your loan tenure fits a 10-year stay? Use this repayment calculator to run the numbers for PLH vs non-PLH timelines.

Who should consider PLH vs non-PLH based on goals?

Here’s a quick breakdown by buyer type:

Buyer TypeBest FitWhy
Young couple (own stay)PLH or non-PLHDepends on job location + stability
Long-term family buyersPLHStrong central schools & resale value
First-timer upgradersNon-PLHMore flexible for future private move
Investors/future landlordsNon-PLHRental restrictions limit PLH options

If I were buying my first home and wasn’t 100% sure about staying put for a decade, I’d go for a non-PLH flat. The freedom to rent or sell earlier makes a big difference.

Application Tips & Ballot Strategy for These Projects

With thousands of applicants vying for a few hundred units each launch, understanding how to boost your ballot odds is crucial. Whether you’re a first-time buyer or applying again, here’s how past launches have performed — and what you can do to improve your chances.

Which projects were most oversubscribed in past launches?

Here’s a quick look at demand for past launches in these estates:

Project4-Room Flats (Applicants per Unit)Notes
River Peaks (2021)8.2xFirst PLH launch – major buzz
Queen’s Arc (2021)6.4xCentral & under PLH
Ulu Pandan Vista (2023)5.9xPLH, near Dover MRT
West Glades @ Bukit Batok (2022)2.5xNon-mature estate, less demand

In general, central and PLH launches tend to be far more competitive — especially among second-timers, who face tighter quotas.

If you’re risk-averse and just want to secure a flat, applying in non-mature towns like Bukit Batok usually gives you better odds.

What ballot strategies suit first-timers vs second-timers?

The ballot system isn’t random — your chances depend on your applicant type.

First-Timers

  • Get higher priority (up to 95% of units in non-mature estates)
  • May be eligible for additional ballot chances (e.g. Parenthood Priority Scheme)

Second-Timers

  • Often limited to 5% of units in mature estates like Queenstown and Rochor
  • May have better luck in Bukit Batok, where quotas are more balanced

Strategy Tips

  • Apply under a priority scheme (PPHS, MCPS, etc.) if eligible
  • Consider wider locations if you’re flexible on where you live
  • Avoid applying for the most popular flat types (4-room in Queenstown)

For couples applying for their first home, it helps to check your loan eligibility before balloting — this HDB loan guide can walk you through what’s needed.

How can you improve your chances of getting a unit?

Here’s a shortlist of proven ways to boost your odds:

  • Apply in non-mature towns (e.g. Bukit Batok)
  • Use priority schemes if you qualify:
    • Parenthood Priority Scheme (PPS)
    • Married Child Priority Scheme (MCPS)
    • Multi-Generation Priority Scheme (MGPS)
  • Be open to:
    • Lower floors
    • 3-room units
    • Less popular stacks

From where I stand, flexibility is the name of the game. The more open you are with unit type, floor level, and location, the better your chances — especially in oversubscribed launches like Queenstown or Rochor.

Final Verdict – Which BTO Should You Pick?

Still deciding between West BrickVille, Stirling Horizon, and River Peaks? The best choice really comes down to your lifestyle, goals, and timeline. Here’s how to think through it.

Which town suits families, singles or long-term investors?

Buyer TypeBest FitWhy
Young CouplesBukit BatokAffordable, larger units, good schools
SinglesQueenstown/RochorCentral, great amenities, smaller units
FamiliesBukit Batok5-room flats, multiple schools nearby
Own-Stay BuyersAll 3Depends on work, school, and lifestyle
InvestorsNon-PLH (Bukit Batok)More flexibility for future resale/rental

In my opinion, families who want space and peace will feel most at home in Bukit Batok. But if you’re someone who values location above all, Queenstown or Rochor still offer unmatched centrality.

What are the pros and cons of each project?

Here’s a quick summary:

ProjectProsCons
West BrickVilleAffordable, larger flats, quieter estateLonger wait time, fewer MRTs nearby
Stirling HorizonNear MRT, central schools, non-PLHHigher prices, smaller unit mix
River PeaksUltra-central, PLH subsidies10-year MOP, stricter resale and rental rules

If you’re unsure about PLH restrictions or want to keep your options open after MOP, go for a non-PLH launch like Bukit Batok or Queenstown.

What’s the best next step if you’re still deciding?

If you’re still weighing your options:

  • Make a list of your non-negotiables (e.g. near MRT, 4-room minimum, early key collection)
  • Use a mortgage consultant to check your affordability and grant eligibility
  • Try the repayment calculator to plan your budget before application day
  • Read up on the latest CPF housing grant updates and application timelines

And if you’re feeling stuck, it’s always worth chatting with a mortgage broker to explore which loan packages suit your situation — especially with rising interest rates and different grant amounts across income tiers.

Honestly, there’s no one-size-fits-all answer. But once you’re clear on your needs, one of these launches will stand out — you just need to make sure your finances and timeline line up.

Conclusion: Secure the Right BTO for Your Future

Each of these BTO launches — West BrickVille, Stirling Horizon, and River Peaks — has its own strengths. Whether you prioritise affordability, location, or long-term potential, the best fit depends on your goals.

For families, Bukit Batok offers space and value. For city lovers, Queenstown and Rochor deliver unbeatable convenience — with some trade-offs.

If you’re ready to apply, take time to compare your loan options, check your CPF grant eligibility, and use tools like this mortgage calculator to stay within budget. And if you’re still unsure, speaking to a mortgage consultant can give you clarity before balloting opens.

Your home journey starts with the right information — and ends with the right decision. Choose smart, apply early, and good luck with your BTO ballot!

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