Hougang BTO Guide: Exploring Hougang Citrine, Olive, and Tanjong Tree Residences

Thinking of applying for the Hougang BTO 2024 launch? You’re in luck — Hougang Citrine, Hougang Olive, and Tanjong Tree Residences are some of the most exciting projects this year. Located in a mature estate with great schools, MRT access, and plenty of amenities, these BTOs offer a strong mix of affordability and convenience.

In this guide, we’ll break down everything you need to know — from flat types and prices to standout features and how they compare. Whether you’re a first-timer or upgrading, this Hougang BTO guide has you covered.Need help planning your budget? Use this mortgage repayment calculator to estimate monthly instalments for your desired flat.

What is the Hougang BTO Launch About?

With the February 2024 BTO launch, Hougang once again cements its status as one of Singapore’s most sought-after mature estates. This round introduces three major projects — Hougang Citrine, Hougang Olive, and Tanjong Tree Residences — each designed to meet the growing demand for affordable yet well-connected housing. For homebuyers seeking strong location value, excellent transport links, and ready amenities, the Hougang BTO 2024 launch is a standout opportunity.

Where is Hougang and why is it so popular for BTO launches?

Located in the North-East Region of Singapore, Hougang is a mature estate known for its strong community vibe, excellent connectivity, and proximity to top schools and amenities. With established MRT lines like the North-East Line (NEL) and upcoming Cross Island Line (CRL), Hougang continues to be one of the most desirable spots for HDB BTO launches. Buyers are drawn to the area’s mix of old-school charm and modern convenience — making Hougang BTO projects consistently oversubscribed.

What are the key projects in this launch?

The Hougang BTO 2024 launch features three highly anticipated developments:

  • Hougang Citrine (along Hougang Avenue 3),
  • Hougang Olive (near Hougang Street 12 and 13), and
  • Tanjong Tree Residences (along Hougang Street 13).

Each project offers a distinct blend of unit types, amenities, and accessibility. Whether you’re looking for eco-friendly features, proximity to top schools, or a home near future MRT lines, this launch covers all the essentials.

How does this launch compare to others in Singapore?

Compared to other BTO launches in 2024, Hougang stands out for its location in a fully developed town with robust transport links, family-friendly amenities, and multiple school options. 

While newer estates like Tengah or Bidadari may offer fresh concepts, Hougang BTO 2024 gives you immediate livability and long-term convenience — without the wait for infrastructure to catch up. For buyers prioritizing connectivity, lifestyle, and future growth, this is one of the most competitive launches of the year.

What Makes Hougang Citrine Stand Out?

Located along Hougang Avenue 3, Hougang Citrine is the largest project in the Hougang BTO 2024 launch — and for good reason. With a full range of flat types, family-friendly features, and excellent transport links, this development is designed for practical living in a mature, well-loved estate.

What unit types and layout options are offered?

Hougang Citrine BTO offers 749 units spread across six residential blocks, ranging from 2-room Flexi to 5-room flats. This makes it suitable for a wide spectrum of buyers — from singles and retirees to young families and multi-generational households. Blocks rise between 12 to 13 storeys, with units thoughtfully laid out to maximise airflow, privacy, and natural light.

What lifestyle features and amenities are included

Hougang Citrine is built for everyday convenience and community living. Within the project, residents can enjoy:

  • A roof garden atop the MSCP
  • Children’s playgrounds and elderly fitness stations
  • A community space and Residents’ Network Centre

Beyond the estate, it’s a short distance to Hougang MRT, bus interchanges, schools, and heartland amenities like Hougang Mall and the upcoming CRL station — making it ideal for families who want strong connectivity with mature-town convenience.

How much does it cost to buy a flat in Hougang Citrine?

Based on HDB’s 2024 launch prices, Hougang Citrine flats are affordably priced for their location:

  • 2-Room Flexi: From $108,000
  • 3-Room: From $199,000
  • 4-Room: From $324,000
  • 5-Room: From $392,000

These prices, paired with CPF housing grants, make it one of the most budget-friendly options in a mature estate. If you’re looking for an affordable Hougang BTO with strong long-term potential, Hougang Citrine is a top choice.Check out the best HDB home loan rates or compare DBS, UOB, and OCBC housing loans for the latest offers.

Why Consider Hougang Olive for Your New Home?

Smaller in scale but big on livability, Hougang Olive is a hidden gem in the Hougang BTO 2024 launch. Nestled between Hougang Avenue 3 and Street 12, this project is ideal for families who prefer a quieter environment without giving up access to essential amenities. If you’re looking for a home that blends space, sustainability, and serenity — Olive deserves serious consideration.

What flat sizes and configurations are available at Hougang Olive?

Hougang Olive offers 390 units made up exclusively of 4-room and 5-room flats. This means fewer neighbors per block, and a clear focus on families or buyers upgrading from smaller flats. If you’re starting a family or need a home office setup, the larger unit types here provide a great layout-to-price balance.

“Smaller-scale developments like Hougang Olive tend to have a tighter-knit community and faster lift access — two things many resale buyers later come to value,” shares a resale agent familiar with Hougang BTO trends.

How does Hougang Olive promote green and sustainable living?

Sustainability is at the heart of Hougang Olive’s design. From green façades to eco-conscious fittings, this project makes daily life just a bit more future-proof:

  • Landscaped gardens integrated into the estate
  • EV charging stations and bicycle stands for eco-mobility
  • Energy-efficient lifts and lighting throughout common areas

If you’re planning to live here long-term, these features don’t just benefit the environment — they can help lower your utilities and future-proof your lifestyle as Singapore moves toward greener living standards.

How convenient is transport and daily access from Hougang Olive?

distance to Hougang MRT, several bus services, and the upcoming Cross Island Line (CRL) — giving residents direct access to areas like Serangoon, AMK, and even Jurong in the future.

You’ll also find:

  • Multiple schools like Holy Innocents’ Primary and Montfort Secondary nearby
  • Groceries and food options within a short walk
  • Quiet parks and fitness corners for daily routines

Hougang Olive BTO is strategically located for daily convenience. It sits near multiple bus stops and is within walking distance to Hougang MRT and the future CRL interchange, offering easy access to key areas like Serangoon, Bishan, and the CBD.

The estate is also close to reputable schools, supermarkets, eateries, and parks — making it an excellent fit for families who want the benefits of a mature estate.If you’re thinking long-term, don’t forget to explore refinancing options in case rates drop in the future.

What’s Unique About Tanjong Tree Residences @ Hougang?

As the newest project in the Hougang BTO 2024 lineup, Tanjong Tree Residences brings a fresh blend of smart features, eco-conscious design, and excellent proximity to key transport nodes. Located along Hougang Street 13, this development is especially appealing for younger homeowners who value future-ready infrastructure and a modern living experience in a well-established estate.

What types of flats are included in Tanjong Tree Residences?

Tanjong Tree Residences @ Hougang offers a total of 360 units, comprising:

  • 2-room Flexi (great for singles and seniors)
  • 3-room (suitable for young couples or smaller families)
  • 4-room (ideal for growing households)

The smaller scale means a more intimate living environment with fewer residents per block, which can translate to shorter lift waits and quieter common areas.If you’re a first-time buyer or right-sizing as an empty nester, the 2-room Flexi and 3-room units at Tanjong Tree provide a rare chance to stay in Hougang without stretching your budget.

What smart and eco features make this project future-ready?

Tanjong Tree Residences stands out for its integration of smart technology and green design, aligning with Singapore’s push toward more sustainable public housing. Key features include:

  • Regenerative lifts that conserve energy
  • Smart lighting in common areas
  • Separate chutes for recyclable waste
  • Provisions for EV charging points
  • Dedicated bicycle parking

These features not only lower environmental impact but also improve daily convenience for residents

What are the prices and surrounding amenities at Tanjong Tree?

Indicative launch prices for Tanjong Tree Residences BTO flats are attractive, especially considering its central location in Hougang:

  • 2-room Flexi: From $136,000
  • 3-room: From $247,000
  • 4-room: From $371,000

Surrounding the project are daily conveniences like:

  • Bartley MRT and Serangoon MRT Interchange (via short bus rides)
  • Top schools such as Paya Lebar Methodist Girls’ School
  • Dining, supermarkets, and heartland shops at nearby Hougang Central and Upper Serangoon

How Do These Hougang BTOs Compare?

With Hougang Citrine, Hougang Olive, and Tanjong Tree Residences all launching in the Hougang BTO 2024 exercise, many homebuyers are wondering: which one’s right for me? To help you decide, here’s a side-by-side comparison of unit types, prices, and location strengths — along with some personal insights from buyers and planners who’ve studied the ground.

How do the unit types differ across Citrine, Olive, and Tanjong Tree?

Project Unit Type Available
Hougang Citrine 2-room Flexi, 3-room, 4-room, 5-room
Hougang Olive 4-room, 5-room
Tanjong Tree Residents2-room Flexi, 3-room, 4-room

If you’re a first-timer or single buyer looking for a smaller flat, Citrine and Tanjong Tree are your only options with 2-room Flexi or 3-room units. On the other hand, Olive only offers 4- and 5-room flats, making it more suited for upgraders or families needing more space.

My opinion is that if flexibility matters, Hougang Citrine wins for range. But if you already know you want a spacious unit in a quieter estate, Olive’s limited mix could actually work in your favour.

Which Hougang BTO is more affordable based on price range?

Project2-room Flexi3-room4-room5-room
Citrine$108,000$199,000$324,000$392,000
Olive$308,000$416,000
Tanjong Tree$136,000$247,000$371,000

If you’re buying on a tight budget, Hougang Citrine offers the lowest entry point across all flat sizes. Tanjong Tree sits slightly higher for smaller units, but its modern features may justify the cost for some. Olive, while more expensive, makes up for it with space and exclusivity.

Use our buyer’s stamp duty calculator to factor in additional costs when planning your purchase.

Which development has the best access to MRTs and schools?

Connectivity and convenience vary slightly across the three:

  • Citrine: Near Hougang MRT (NEL) and bus interchange; close to Holy Innocents’ Primary and CHIJ Our Lady of the Nativity
  • Olive: Short walk to Hougang MRT, near Hougang Mall and neighborhood schools
  • Tanjong Tree: Slightly further, but well-served by buses to Bartley MRT and future CRL access; near Paya Lebar Methodist Girls’ School

Citrine and Olive score better if walkability to MRTs is your priority, but Tanjong Tree’s access to multiple MRT lines via buses gives it future-proof appeal — especially once the CRL is fully operational.

Planning for flexibility? You can also explore private property loans or condo loans if you’re eyeing a long-term upgrade.

How to Apply for a Hougang BTO 2024 Flat?

Excited about Hougang Citrine, Olive, or Tanjong Tree Residences? Once you’ve decided which project fits your lifestyle and budget, the next step is understanding how to apply for a BTO flat in Hougang. From checking eligibility to preparing finances, here’s a simple breakdown to help you take action with confidence.

Who’s eligible and how do you apply for a BTO flat in Hougang?

To apply for a Hougang BTO 2024 flat, you must meet HDB’s eligibility criteria based on factors such as citizenship, income ceiling, family nucleus, and property ownership.

Key points:

  • At least one applicant must be a Singapore citizen
  • Your household income must not exceed $14,000 (for most flat types)
  • You must not own or have disposed of any private property in the past 30 months

Applications are done online during the BTO launch period via the HDB Flat Portal. You’ll need to indicate your preferred project (Citrine, Olive, or Tanjong Tree), flat type, and submit a $10 application fee.

My advice: Don’t apply blindly to multiple projects — choose one you genuinely want and check the application rates after the first few days. If it’s too oversubscribed, you might want to adjust your strategy.

What’s the flat selection and balloting process like?

Once the application window closes, HDB will run a balloting exercise to randomly assign queue numbers. The lower your number, the earlier you get to choose your unit. Flat selection typically takes place 1–2 months later.

Keep in mind:

  • First-time applicants get priority (especially families)
  • Popular unit types (like 4-room corner stacks) tend to go first
  • If your queue number exceeds the number of available flats, you may not get to select

If you get a good queue number, shortlist your preferred stacks and units before your appointment. Some stacks have better ventilation, shade, or MRT-facing views — those go fast.

What financial steps should you take before applying?

Before applying for any Hougang BTO flat, make sure your finances are in order. Here’s what you should prepare:

  • Apply for HDB Loan Eligibility (HLE) if using an HDB loan
  • Compare home loan rates if going with a bank (e.g. OCBC, UOB, DBS)
  • Check CPF housing grant eligibility, such as the Enhanced CPF Housing Grant (up to $80,000)
  • Use HDB’s budget calculator to estimate downpayment and monthly instalments

Ready to take the next step?

Choosing between Hougang Citrine, Hougang Olive, and Tanjong Tree Residences isn’t just about flat types or location — it’s also about securing the right home loan to make your new property truly affordable. Whether you’re a first-time buyer or looking to upgrade within a mature estate, proper financial planning can make all the difference.

Need guidance on your next move?

Explore your options with Ace Mortgage — Singapore’s trusted platform for comparing HDB home loans, bank mortgage packages, and refinancing solutions. You can also use our handy tools like the mortgage repayment calculator or BSD calculator to budget smarter.

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